Friday 30 April 2021

Monthly portfolio update and FI date

Payday:

I have received a salary of 1,08,723 and I have about 30k in saving and may spend about 50k in May will need 20k and the remaining 88,723 I will move for investments.

Passive investments:

I have received 767 as dividends in the month.

Portfolio Value as of April 30th:

Fund NameApr 21
Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct Plan₹1,23,609.34
Franklin India Taxshield Fund - Direct Plan₹61,267.14
ICICI Prudential Savings Fund - Direct Plan₹1,03,236.32
ICICI Prudential Long Term Equity Fund (Tax Saving) - Direct Plan₹54,984.61
Axis Long Term Equity Fund - Direct Plan₹42,529.32
NPS TIER I₹1,76,681.01
NPS Tier-II
EPFO balance₹12,96,859.00
Indian Stocks₹6,56,261.00
US Stocks @₹74.1₹1,82,473.51
Cash₹54,51,119.38
Manas education fund-₹297,754.34
Total Value₹78,51,266.29

Mother's health care fund stands at 26,050.01

The vacation fund stands at 22,294

Company shares stand at $613.31, I probably will keep the shares until I leave the company.

FI Date:

Nov 2023 which is 2 years 7 months. I have spent a total of 4,77,779 in the last 12 months, it is 39,814 per month. I will be able to cover 16 years 5 months of expenses. I have to make a 6.09% (+inflation) per year return if I have to be financially independent now.


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