Thursday 31 May 2018

May expenses


I have spent 50384 this month school fee, cash, internet, groceries, medical and travel expenses are high this month. I have spent 24k more than last year and yet to buy AC this month which will cost 30k. I am expecting June to be high due to planned AC purchase, unexpected tax bill, travel and mom's medical expenses. I could have saved some money on eating out but I did not.

Wednesday 30 May 2018

Pay day for May

I have received a salary of 85308  rupees post tax for this month. I usually save 50% of post tax salary but I have to buy AC this month and need money to pay extra amount I spent last month plus I am expecting some more bills this month. I am paying myself 5000 towards tax shield and rest I will invest when I clear credit card bill, AC purchase and other bills by end of month.

I will be left with 38598.76(80308-41709.24) to spend this month minus about 41709.24 credit card bill. I have about 30344 in bank but out of which 20k is mothers money, so I have 10344 in bank and I should get about 19K from Manas account as I have opened his account with 25k and 6k is his. In bank should have 29344. Amount left to spend 67942. I have to tighten by belt this month and have to control spending.

My PF() stands at as of today. I am still not able to get my PF balance from EPFO site, although I have added 5040 and from previous balance it should be  550351(545311+5040).

Tuesday 22 May 2018

Health Issues

My mother is not keeping well and is due for some tests tomorrow which will determine the cause of her problems. If it is just infection she will continue treatment at my sisters home but if it is major she will be staying with me. I have traveled last weekend to see her and she is crying and saying,"Will I ever recover?". I know it is hard to see the light if it is pitch dark but I think being just 64 she should recover fully in about a month. It is stressful to see parent falling sick and becoming frail but I need to accept that she is getting old and will need some time to recover. I just pray that she recovers.

Friday 4 May 2018

Bad days

Yesterday while I was boarding office cab after work, had noticed that driver was sleeping and I was not comfortable travelling with him because the travel is about 90 min. On the way he had hit a card board box and complaining that this happens all the time and admitted he did not see it. Later he stopped the car washed his face and continued. I had this urge right after he hit the box to get down but I did not. I started hating him for driving carelessly all through my journey. I probably would not find another transport at that time of hour even if I get down.

Today:

I know that something was going to be wrong since yesterday. My thoughts were, should I report it to transport desk, write an email etc. Finally when the time came to come back to office I did notice that my ID card is missing. It took me 2 hrs just to get in to office, even at the admin desk I had to get photo copy of my address proof and colleague to escort. Driver and Admin lady are rude and I felt like I have no control over those situations and I happened to have these kind of situations often which ruin my day.

I am sure these kind of situations are going to happen but I usually spend time thinking about and lose my sense. I might have lost my ID card because of it. There was a case where I lost my wallet. Now it costs me money for there rude behavior, may be I have to gain little more sense in these situations and actually check if I am forgetting basis items, I should also see that those kind of incidents do not end up as a loss to me in terms of money or reputation.