Pay day for August

I have received a salary of 85604  rupees post tax for this month. I am not saving 50% for last few months due to medical expenses so I am going to save 50% and any short fall after I spend my money, I am planning to spend money from moms account just to see how much I will have to spend more. Out of pay 5k goes to tax shield and 40576 should be invested in NSE 100 (both investments done).I will be left with 40028 in month of September plus some 13k money left in August. 

My PF() stands at as of today. I am still not able to get my PF balance from EPFO site but I have raised request, although I have added 5040 and from previous balance it should be 565471(560431+5040).

Goal progress

1. To save 50% of my post tax salary and deposit in MF without any second thought. 

Expensive month and was able to save only 19.78%. Failed

2. To have 15000 as passive income per month and not touch the savings at any cost unless medical emergency or job loss.

Passive income stands at 13828.

3. Track my expenses every month and see how did it go.

Tracked expenses this month.

4. Exercise at least 20 days a month  Failed

Lazy and slacked :(

5. Read one book a month 

Read snowball till 250 pages are so. Failed

6. Plan 2 trips out of state.

Failed

7. Not to take unnecessary unplanned leaves from work.

Have not taken any unplanned leaves.

***
To do

Visit doctor on 22 nd

FI date and graph

My FI date is Feb 2026 which is 7 years 7 months which was pushed to almost 3 year after an expensive month. July was an expensive due to tax bill, cash, medical, groceries and travel expenses. I was not able to walk 2 KM for 20 days (walked 8 days though) as part of daily exercise and neither read any book. Things are not looking good in house, have to keep my head down and move on. Mother's health is not good.

July expenses

I have spent 98629.75 this month tax bill, medical, cash, groceries and travel expenses are high this month. I have spent 67349.75 more than last year. I am expecting August to be high due to planned mom's medical and care expenses. I could have saved some money on cash and tax expenses but did not. Hope to walk on tight rope in August.