Wednesday 28 February 2018

FI date and graph

My FI date is Jan 2023 which is 4 years 11 months which has not changed. February was an OK month the health insurance premium was major expense and expense on cash is also low. March will see second installment of premium. I was able to walk 2 KM for 20 days as part of daily exercise and read The richest man in Babylon while listening to audio book in YouTube, should be able to complete wealthy barber in March.

February expenses

I have spent 27843 in February and hoping to spend not more than 30000 in March. I have to pay second installment about 11000 for health insurance.


Monday 26 February 2018

Pay day for February

I have received a salary of 86,689 rupees pre tax for the month of February. I usually save 50% of post tax salary but I am saving 50000 this month. Out of which I move 5500 to Franklin India Taxshield and rest to Franklin India Dynamic P E Ratio Fund Of Funds (44500).

I have paid 2,750 insurance plus kid school fee into debt fund already, I will be left with 33939 to spend this month plus about 14071 previous balance in savings. 

My PF() stands at as of today. I am still not able to get my PF balance from EPFO site, although I have added 5040 and from previous balance it should be  535231(5,26,289+3902+5040).

Health Insurance

I have taken health insurance for 22279 for a cover of 7,00,000. Although it is on the higher side I do not really have to worry about high medical bill. I am planning to continue this health insurance going forward. Having taken this floater health insurance from company it will cover my mother as well and us. If jobless I should go with wife's health plan and have to see how my mother's bills be covered from her company.

Wednesday 7 February 2018

FI date and graph

My FI date is Jan 2023 which is 5 years. January pushed it due to higher monthly expenses. I have spent more than I should have and burnt my fingers, hope to be careful as my kids birthday is in February.