April expenses

My top 5 expenses this month are life insurance premium (₹17,700), shopping (₹7,490), groceries(₹6,822), medical (₹6,293), eating out (₹6170).

I have paid a life insurance premium for 2021 and created RD for ₹692 every 14 days for next year, bought prescription glasses (created RD for 139 every 14 days for the next 2 years), visited a doctor and my sister visited so take out was a very big expense.

I have spent a total of ₹4,77,779 in the last 12 months, it is ₹39,814 per month.

I do not include income tax in the expenses but will include it in calculating % of saved income. I have saved 44.89% of my salary this month.