July Expenses

I have spent 29022.45 in the month of July. Cash, groceries, medical, transport, electricity bill are high. I was ok in July because of no family outings for eating, somehow have to minimize my own eating out in August and to make it zero this month.

Pay day for July

My post tax salary after deductions like tax, transport, pf and share contribution is 94847. I am planning to budget for 45000 expenses. I have sip worth 20000 so I have to invest 29847 in nse 100. My PF stands at 970282 as of today.

FI date and graph

My FI date is Oct 2025. Relatively high monthly expenses have decreased the FI date from April 2026 to Oct 2025 due to last years very high expense.

June expenses

I have spent 49924 in the month of June. Cash, medical bills, groceries, eating out, electricity bill and shopping for school supplies are high. I spent more in cash due to hospital visits and eating out too.

FI date and graph

My FI date is April 2026. Relatively average monthly expenses have decreased the FI date from Aug 2026 to April 2026.