May Expenses

I have spent 42992.95 in the month of May.Cash, groceries, electricity bill , a visit to amusement park, eating out and medical bills are high. I spent more in cash due to hospital visits. A couple of years back I was spending 25k on an average per month, it jumped to 45k last year and this year it is above 48k :( . Expenses do catch up with our salary or they just increase like hell.

Pay day for May

My post tax salary after deductions like medical premium, transport, pf and share contribution is 94974. I am planning to budget for 45000 expenses. I have sip worth 20000 so I have to invest 29974 in nse 100. My PF stands at 947722 as of today.

FI date and graph

My FI date is August 2026. High monthly expenses have pushed from Jan 2026 to Aug 2026.

April Expenses

I have spent 72463.72 in the month of April. School Fee, insurance, cash groceries, shopping for kids cloths and medical bills are high. I spent less in cash and groceries relatively. School fee, insurance are unavoidable.

Pay day for April

My post tax salary after deductions like medical premium, transport, pf and share contribution is 94555. I am planning to budget for 40000 expenses and after paying credit card bill I am left with 43965. I have sip worth 20000 so I have to invest 23965 in nse 100. My PF stands at 936442 as of today.