Pay day for February

My post tax salary after deductions like medical premium, transport, pf and share contribution is 83661. I am planning to budget for 40000 and rest will invest. I have sip worth 20000 so I have to  invest 23661 in nse 100.

My PF(913882) stands at as of today. I am able to login to account now.

FI date and graph

FI date October 2025 which is 6 years 9 months has not changed from last month. Income tax, cash, medical, groceries and eating out are top expenses and I have managed to go to gym when ever I am in office except for 2 days. My passive income has increased by 144. 2461 days from today long way to go.

January expenses

I have spent 45155.19 in the month of January out of which income tax, cash, medical, groceries and eating out are top spends. I have spent 34972.31 last January and I am happy about it because this time I have included income tax as well.

Pay day for January

I have received a salary of 121400 rupees pre tax for this month. I am not saving 50% for last few months due to medical expenses so I am going to budget for 35000 in February and invest the rest. I will be left with 93294 after tax, transport, pf and share contribution. I have to invest 38294 in NSE100 excluding 20000 sip. I had given my wife 41217.4 so I have to make 53508.52 as credit card payment. I did invest 19766 instead of 38294.

My PF(902602) stands at as of today. I am able to login to account now.